Modesto, CA mortgage rates
Stanislaus County's affordable valley hub.
Modesto anchors Stanislaus County just south of San Joaquin, offering established neighborhoods and Central Valley affordability along Highway 99.
- A more affordable alternative to San Joaquin County with a similar Central Valley cost profile.
- Established housing stock makes it common ground for first-time buyers and move-up buyers alike.
Modesto rates — no strings
ZIP 95350 prefilledThe Modesto market, by the numbers
Market figures are from the cited third-party sources and are provided for general information; they update over time and are not a quote.
2025 conforming loan limit in Stanislaus County: $806,500 Loans at or below this stay in conventional (non-jumbo) pricing. Going higher? See jumbo options.
Your Modesto number, not a national average.
Live pricing for Stanislaus County across 50+ wholesale lenders — no name, email, or SSN.