San Joaquin County
Manteca, CA mortgage rates
Growing fast where the 99 meets the 120.
Manteca is one of San Joaquin County's fastest-growing cities, central to the 209 with quick access to Highways 99 and 120.
- Heavy new-construction market — new-build incentives and builder financing are common; still worth shopping the rate independently.
- More affordable than the Tri-Valley while keeping a reachable Bay Area commute for many.
Manteca rates — no strings
ZIP 95336 prefilledThe Manteca market, by the numbers
Market figures are from the cited third-party sources and are provided for general information; they update over time and are not a quote.
2025 conforming loan limit in San Joaquin County: $806,500 Loans at or below this stay in conventional (non-jumbo) pricing. Going higher? See jumbo options.
Your Manteca number, not a national average.
Live pricing for San Joaquin County across 50+ wholesale lenders — no name, email, or SSN.