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Alameda County

Livermore, CA mortgage rates

Tri-Valley wine country — and a high-cost loan area.

Livermore sits at the eastern edge of Alameda County's Tri-Valley — wine country, tech-adjacent jobs, and Bay Area pricing.

  • As part of Alameda County, Livermore is a federally designated HIGH-COST area — the conforming loan limit is well above the national baseline, so larger loans can still avoid jumbo pricing.
  • The eastern gateway to the Tri-Valley; typically pricier than the San Joaquin commuter towns just over the pass.

Livermore rates — no strings

Property type

How will you use it?

$
Loan$640,000
$
%
780+ · Excellent

The Livermore market, by the numbers

Market figures are from the cited third-party sources and are provided for general information; they update over time and are not a quote.

2025 conforming loan limit in Alameda County: $1,209,750 — Alameda County is a high-cost area — its 1-unit conforming limit is above the national baseline. Loans at or below this stay in conventional (non-jumbo) pricing. Going higher? See jumbo options.

Your Livermore number, not a national average.

Live pricing for Alameda County across 50+ wholesale lenders — no name, email, or SSN.