San Joaquin County
Lathrop, CA mortgage rates
Riverfront new-build growth in the 209.
Lathrop, on the San Joaquin River just south of Stockton, has become a new-construction hotspot anchored by the River Islands master-planned development.
- River Islands and other new developments dominate — expect community facilities district (Mello-Roos) assessments on many homes.
- Central to I-5 and Highway 99, drawing both commuters and first-time buyers.
Lathrop rates — no strings
ZIP 95330 prefilledThe Lathrop market, by the numbers
Market figures are from the cited third-party sources and are provided for general information; they update over time and are not a quote.
2025 conforming loan limit in San Joaquin County: $806,500 Loans at or below this stay in conventional (non-jumbo) pricing. Going higher? See jumbo options.
Your Lathrop number, not a national average.
Live pricing for San Joaquin County across 50+ wholesale lenders — no name, email, or SSN.