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We are driven by one goal: housing affordability for all

Our Tech Drives A One-Of-A-Kind Mortgage Marketplace Giving You Access to Nation’s Top Mortgage Lenders.

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Low Mortgage
Rate

Unlock unparalleled savings with our competitive, transparent mortgage rate predictions. Get mortgage rate instantly. No personal details, no obligations.

Today's rates. NO PERSONAL DETAILS

Simplicity Meets
Speed

Swift, No-Fee, Same-Day Pre-Approvals: We prioritize rapid, same-day pre-approvals with soft credit checks to protect your buyers' credit scores.

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A Company
You Can Trust

Experience dedicated and personalized service, cherished by our satisfied customers. Your homeownership journey, safeguarded by us.

About US

You get the best mortgage experience, supported by a team you can trust.

Our tech drives a one-of-a-kind marketplace.

Looking to buy a home or just exploring? We have options for you.

Our licensed team of Mortgage Loan Officers provide a hassle-free home financing experience and guidance always just moments away. With experts in markets across the country, we provide all the benefits of a marketplace along with the local experience you’re looking for.

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Choose clarity. Choose personalized expertise. Choose Loanguru.

No Hard Pull

Pre-Approval Check

Down Payment

Options from
3% & 5%

Our Services

Find The Right Home Loan For Your Budget

Unlock Your Dream Home

Home Ownership Journey

Tailored Mortgages for Every Dream: FHA, VA, Conventional, Jumbo, Non-QM & More. Perfect Fits for Unique Needs.

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Expand Your Real Estate Portfolio

Investment Solutions

Empower Your Real Estate Ventures: Whether you’re a novice or a pro, we offer a variety of mortgage options for investment properties with our timely ‘Mortgage Rate Predictions’

Investment special programs

Lower Your Monthly Payments

Refinance & Save

Streamlined Refinancing: Lower Payments, Shorter Terms, or Cash Out. We make it seamless.

OUR REFI OPTIONS

Customized Mortgage Guidance

How It works?

Your Unique Home Journey: Maximizing value through deep financial insights and mortgage rate predictions, guiding you to the perfect mortgage.

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Buying A Home? Rely on Our Expertise!

Dive into a tailored mortgage experience with Loanguru. Expert guidance, clarity, and peace await you.

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Satisfaction on Customer Surveys
Our commitment goes beyond transactions. With each consultation, we bring years of mortgage and real estate experience, ensuring that you're equipped to make the best decisions for your future. Our expertise is further enhanced by our reliable mortgage rate predictions, helping you navigate the financial landscape with confidence.
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Loanguru Expert Advice

Innovative Mortgage Guidance, One-on-One.

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Rates

Utilize our industry insights and mortgage rate predictions to select rates aligned with your financial aims. We guide you to make informed choices.

Tailored Solutions,
Just a Click Away

Every homeowner's journey is unique. Engage with us to craft a mortgage plan that aligns perfectly with your vision.

Swift Approvals,
Transparent Process

Step confidently towards your dream property. Our streamlined process makes mortgage approvals efficient and transparent.

Your Dream Home,
Our Expertise

Our team prioritizes your success over commissions. We offer unbiased advice, ensuring informed decisions every step.

schedule a free 30-minute one-on-one mortgage consultation

Meet Your Mortgage Guide

Your Personal Mortgage Guide

Mortgage Rate Predictions ​

Sam Naha, NMLS 1861167

Founder & Mortgage Loan Originator

With years of expertise in the California residential mortgage landscape, I pride myself on offering a tailored, personal approach to every client. My commitment is to ensure you not only get the best rates but also understand every step of the process. From mortgage rate predictions, pre-approval guidance, credit advice, to post-funding support – I’m here for you. Let’s turn your homeownership dreams into reality together.

5 Stars on Google Reviews

What Our Homebuyers Are Saying

Purbasha MazumdarPurbasha Mazumdar
04:13 14 Aug 23
We worked with Samit Naha, he is highly professional and took best care of our requirement. We were in real hurry and loan got approved with 15 days which was unexpected and at the same time amazing. We recommend his work, professionalism and sincerity!!
Abhishek ChoudhuryAbhishek Choudhury
04:57 09 Aug 23
Sam came across as an expert professional and was able to do an amazing job for us as a loan officer. Sam's guidance as to how to improve one’s credit score( secret for better rates) and overall ability to get us the deal what others couldn’t; certainly deserve a five star review from our end.
Anirban GhosalAnirban Ghosal
23:05 03 Aug 23
When we started our home buying journey, we were anxious about getting outbid in this heated market. That's when we found Loanguru Mortgage. Not only did they provide us with instant quotes, but they also offered the most competitive rates we've seen. This allowed us to place higher bids confidently and ultimately secured our dream home. Loanguru Mortgage transformed what could have been a stressful process into a victorious home buying experience. They're undoubtedly the secret weapon every homebuyer needs in this market.
Deepak KumarDeepak Kumar
21:42 03 Aug 23
Refinancing my home was a breeze with Loanguru Mortgage! They offered clear, straightforward advice and the best rates in this competitive market. The process was fast and effortless, and I didn't even need to give any personal information for an initial quote. I'm amazed at how much I saved with their incredible rates.
Olympiya BoissOlympiya Boiss
16:21 03 Aug 23
I cannot praise Loanguru Mortgage enough for their exceptional service! In a market where rates are soaring, I never thought I will be able to buy a investment property. Sam managed to secure me the lowest possible rate for my investment property that no one could beat. He turned what could have been a stressful process into a seamless experience. Sam’s commitment to client satisfaction and outstanding expertise truly sets him apart. If you’re looking for a mortgage, I definitely recommend Loanguru - they get the job done right! Five stars for sure!
Haimanti UkilHaimanti Ukil
01:11 02 Aug 23
We are absolutely delighted by the way Loanguru handled our entire transaction from start to finish. We are not talking 1 but several transactions that hit the nail with amazing customer experience. We have already referred him to a couple of our friends who are looking to either buy or refi! You are in good hands if you work with Loanguru aka Samit!!
ChongWei HuangChongWei Huang
03:10 04 Jul 23
I wanted to take a moment to express my utmost gratitude for the exceptional service provided by Loanguru throughout the mortgage process. Samit, the loan officer, his dedication and tireless efforts truly made a significant difference in securing my dream home. From the initial consultation to the final closing, he exhibited a high level of professionalism, attentiveness, and expertise. He also patiently guided me through the complex paperwork, explaining every detail and ensuring I felt confident in my decisions. His responsiveness and timely communication were outstanding, providing regular updates and promptly addressing any concerns or questions I had. His extensive knowledge of the mortgage industry and commitment to finding the best possible terms for me made the entire experience seamless and stress-free. I genuinely appreciate Samit’s hard work and highly recommend this loan officer to anyone seeking a smooth and successful mortgage journey.
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90% of Our Buyers Follow Our Mortgage Rate Predictions

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As a broker marketplace, the Loanguru Platform provides centralized access to 20+ nation’s top lender partners.

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Questions? We're Here to Help.

Stepping into homeownership or considering refinancing? It can be a lot to take in. Feel free to ask questions, and let us guide you on the best path forward, informed by our accurate mortgage rate predictions.

  • 209-650-1777 (Call and Text)
  • sam@loanguru.us
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Loanguru Mortgage LLC is a licensed mortgage broker. NMLS ID # 2439615. Licensing: California-DFPI Finance Law License. License# 60DBO-177169. All loans originated by Loanguru Mortgage are funded by third-party lenders. © 2023 Loanguru Mortgage LLC.