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Swift, No-Fee, Same-Day Pre-Approvals: We prioritize rapid, same-day pre-approvals with soft credit checks to protect your buyers' credit scores.

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Experience dedicated and personalized service, cherished by our satisfied customers. Your homeownership journey, safeguarded by us.

About US

California Mortgage Broker You Can Trust – Beating the Competition Every Time!

Our tech drives a one-of-a-kind marketplace.

Looking to buy a home or just exploring? We have best home loan solutions in California for you.

Our licensed team of Mortgage Loan Officers provide a hassle-free home financing experience and guidance always just moments away. With experts in markets across the country, we provide all the benefits of a marketplace along with the local experience you’re looking for.

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Top California Mortgage Broker – Get the Best Rates Today!

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Options from
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Home Ownership Journey

Tailored Mortgages for Every Dream: FHA, VA, Conventional, Jumbo, Non-QM & More. Perfect Fits for Unique Needs From Your top California Mortgage Broker.

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Expand Your Real Estate Portfolio

Investment Solutions

Empower Your Real Estate Ventures: Whether you’re a novice or a pro, we offer a variety of mortgage options for investment properties with our best mortgage rates in California from your Trusted California Mortgage Broker.

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Refinance & Save

Streamlined Refinancing: Lower Payments, Shorter Terms, or Cash Out. We make it seamless as a top California Mortgage Broker by giving rates hard to beat.

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Customized Mortgage Guidance

How It works?

Your Unique Home Journey: Maximizing value through deep financial insights and mortgage rate predictions, your favorite California mortgage broker guiding you to the perfect mortgage.

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Why Choose Loanguru as Your California Mortgage Broker?

Dive into a tailored mortgage experience with Loanguru. Expert guidance, clarity, and peace await you from Top California Mortgage Broker.

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Satisfaction on Customer Surveys

As a trusted California Mortgage Broker, our commitment goes beyond transactions. With every consultation, we leverage years of mortgage and real estate experience to empower you with the best financial decisions for your future.

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Loanguru Expert Advice

Innovative Mortgage Guidance, One-on-One.

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Rates

Utilize our industry insights and mortgage rate predictions to select rates aligned with your financial aims. We guide you to make informed choices.

Tailored Solutions,
Just a Click Away

Every homeowner's journey is unique. Engage with us to craft a mortgage plan that aligns perfectly with your vision.

Swift Approvals,
Transparent Process

Step confidently towards your dream property. Our streamlined process makes mortgage approvals efficient and transparent. We are top California Mortgage Broker

Your Dream Home,
Our Expertise

Our team prioritizes your success over commissions. We offer unbiased advice, ensuring informed decisions every step.

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Meet Your Mortgage Guide

Your Personal Mortgage Broker in California

California Mortgage Broker

Sam Naha, NMLS 1861167

Founder & Mortgage Loan Originator

With years of expertise in the California residential mortgage landscape, I pride myself on offering a tailored, personal approach to every client. My commitment as your personal California Mortgage Broker is to ensure you not only get the best rates but also understand every step of the process. From mortgage rate predictions, pre-approval guidance, credit advice, to post-funding support – I’m here for you. Let’s turn your homeownership dreams into reality together.

5 Stars on Google Reviews

What Our Homebuyers Are Saying

Tanya Saxena
21:33 20 Nov 24
Sam was SO great to work with. From the beginning, we felt like we were in good hands. We spoke to a couple other lenders but the Loanguru team really worked to find us the best rates - we will be working with them again! Thanks again, Sam and the team!
Malya Jain
18:58 11 Nov 24
I had an excellent experience working with Samit Naha at Loanguru Mortgage. From start to finish, Samit was professional, knowledgeable, and always available to answer my questions. Samit went above and beyond to find me a fantastic loan deal with a rate and terms that fit our needs perfectly. He made the entire process smooth and stress-free, explaining each step and ensuring I felt confident with my choices. I highly recommend Samit to anyone looking for a reliable and trustworthy loan broker!
Venkata M
18:58 22 Oct 24
Very happy to share our experience. Sam is an excellent professional. Right from the start of the loan refi process, he has been very polite, communicative and gave us all the needed details without being pushy or aggressive. His support staff is also great at processing the loan promptly and closing the loan very fast. Plus the rates Sam offered are also quite competitive. Overall, I highly recommend him for mortgage loans.
Vinay Purushe
18:18 09 Sep 24
We are so happy by Loanguru Mortgage’s amazing service. Sam has very great communication skills and was very helpful during the entire process. With Sam’s help, we were able to get a loan approved in such a short amount of time with a best interest rate! We weren’t able to get rates like this anywhere else; Thank you so much Loanguru Mortgage for all your help!
Chetan Badami
20:51 15 Aug 24
Loanguru Mortgage is a one stop shop for all about mortgage and guidance. We were able to get all questions answered and the lowest rates. They are not pushy and help with someone new to real estate. We are happy to deal with Loanguru and will use and keep recommending them.
Manish Gupta
15:10 30 Jul 24
It was pleasure working with Sam Naha and his team. Sam is very thorough and diligent. He has made himself available to us at critical times. He made sure to take things to the end and pushes to meet deadlines under all unforeseen events. Highly recommended. I would make sure to do my best work with Sam for our next needs and next and next. Good luck!
Vinayaka Charmani
03:50 14 Jun 24
Glad to add a review about Sam who helped us in buying our first home with no knowledge of financial challenges throughout the process. Sam was clear in explaining the things which we need to understand and be prepared for during the process and beyond it.Throughout the lending approval process he helped us by guiding each and every step of it and that made our lending process stress free.I would recommend Sam to all of my friends who will be buying home and we will reach out to Sam for our next home buying process as well 😊
Purbasha Mazumdar
04:13 14 Aug 23
We worked with Samit Naha, he is highly professional and took best care of our requirement. We were in real hurry and loan got approved with 15 days which was unexpected and at the same time amazing. We recommend his work, professionalism and sincerity!!
Abhishek Choudhury
04:57 09 Aug 23
Sam came across as an expert professional and was able to do an amazing job for us as a loan officer. Sam's guidance as to how to improve one’s credit score( secret for better rates) and overall ability to get us the deal what others couldn’t; certainly deserve a five star review from our end.
Anirban Ghosal
23:05 03 Aug 23
When we started our home buying journey, we were anxious about getting outbid in this heated market. That's when we found Loanguru Mortgage. Not only did they provide us with instant quotes, but they also offered the most competitive rates we've seen. This allowed us to place higher bids confidently and ultimately secured our dream home. Loanguru Mortgage transformed what could have been a stressful process into a victorious home buying experience. They're undoubtedly the secret weapon every homebuyer needs in this market.
Deepak Kumar
21:42 03 Aug 23
Refinancing my home was a breeze with Loanguru Mortgage! They offered clear, straightforward advice and the best rates in this competitive market. The process was fast and effortless, and I didn't even need to give any personal information for an initial quote. I'm amazed at how much I saved with their incredible rates.
Olympiya Boiss
16:21 03 Aug 23
I cannot praise Loanguru Mortgage enough for their exceptional service! In a market where rates are soaring, I never thought I will be able to buy a investment property. Sam managed to secure me the lowest possible rate for my investment property that no one could beat. He turned what could have been a stressful process into a seamless experience. Sam’s commitment to client satisfaction and outstanding expertise truly sets him apart. If you’re looking for a mortgage, I definitely recommend Loanguru - they get the job done right! Five stars for sure!
Haimanti Ukil
01:11 02 Aug 23
We are absolutely delighted by the way Loanguru handled our entire transaction from start to finish. We are not talking 1 but several transactions that hit the nail with amazing customer experience. We have already referred him to a couple of our friends who are looking to either buy or refi! You are in good hands if you work with Loanguru aka Samit!!
ChongWei Huang
03:10 04 Jul 23
I wanted to take a moment to express my utmost gratitude for the exceptional service provided by Loanguru throughout the mortgage process. Samit, the loan officer, his dedication and tireless efforts truly made a significant difference in securing my dream home. From the initial consultation to the final closing, he exhibited a high level of professionalism, attentiveness, and expertise. He also patiently guided me through the complex paperwork, explaining every detail and ensuring I felt confident in my decisions. His responsiveness and timely communication were outstanding, providing regular updates and promptly addressing any concerns or questions I had. His extensive knowledge of the mortgage industry and commitment to finding the best possible terms for me made the entire experience seamless and stress-free. I genuinely appreciate Samit’s hard work and highly recommend this loan officer to anyone seeking a smooth and successful mortgage journey.
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Stepping into homeownership or considering refinancing? It can be a lot to take in. Feel free to ask questions to your personal California Mortgage Broker, and let us guide you on the best path forward, informed by our accurate mortgage rate predictions.

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Loanguru Mortgage LLC is a licensed mortgage broker. NMLS ID # 2439615. Licensing: California-DFPI Finance Law License. License# 60DBO-177169. All loans originated by Loanguru Mortgage are funded by third-party lenders. © 2023 Loanguru Mortgage LLC.